Simple rule: no legitimate collector takes gift cards, wire, or crypto. A gift-card demand is always a scam. Paste it for the full read.
Gift cards are untraceable — exactly why scammers want them and real collectors never do. Real payments go to an identifiable company you can verify.
Don't buy cards or read numbers to anyone. Stop engaging, keep the message, and report it to the FTC and CFPB.
Never. Gift card, wire, or crypto demands are a guaranteed scam — no legitimate collector or agency collects that way.