Charges for subscriptions you never started can be scams, mistakes, or sneaky auto-renewals. Paste the notice for an instant read.
Quick answer — Don't pay an unverified bill. Check your real accounts and statements, and if it's an unauthorized charge, dispute it with your bank. Treat 'cancel here' links in the notice as suspect.
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What to check
Whether you ever signed up, whether the sender is a real company you use, and whether the payment details and amount match anything you authorized.
What to do
Don't pay or click to 'cancel' via the notice. Check your own accounts/statements, and dispute unrecognized charges with your bank or card issuer.
If you already paid or shared your info
Don't panic — acting quickly limits the damage. Do these now:
Paid by gift card, wire, or crypto? Contact the gift-card issuer, wire service, or exchange right away — some transactions can still be stopped — and keep the receipts and card numbers.
Entered a card number or paid online? Call your bank to freeze or replace the card and dispute the charge.
Typed a password or login on a linked page? Change it now — and anywhere you reused it — and turn on two-factor authentication.
Shared your SSN or other ID? Start a recovery plan at IdentityTheft.gov and consider a credit freeze with the three credit bureaus.
Report it to the FTC at reportfraud.ftc.gov (and, for online scams, the FBI at ic3.gov).
FAQ
What if I'm billed for a subscription I never started?
Don't pay an unverified bill. Check your real accounts and statements, and if it's an unauthorized charge, dispute it with your bank. Treat 'cancel here' links in the notice as suspect.
Official sources
This guidance is compiled from official U.S. government sources. For your specific situation, verify directly:
Is This Real?