A message offering easy money to 'optimize' products, like videos, rate apps, or complete simple online 'tasks' — that eventually asks you to deposit your own money to 'unlock' commissions — is a task scam. Paste it for an instant read.
It starts friendly: you do a few 'tasks', see small earnings appear in an app or dashboard, and may even get a tiny first payout to build trust. Then the trap springs: to keep earning or to 'unlock' a bigger commission, you must deposit your own money (often crypto) to clear a 'negative balance' task. The balance and the payouts are fake — every deposit goes straight to the scammer, and the 'withdraw' button never truly works.
Stop the moment a 'job' asks you to put in your own money to get paid — no real job works that way. Don't deposit anything, especially crypto, and don't recruit friends (another common ask). Leave the chat and report it to the FTC. If you already deposited, contact your bank or crypto exchange immediately.
Don't panic — acting quickly limits the damage. Do these now:
Yes, if it asks you to deposit your own money to 'unlock' commissions or fix a 'negative balance'. Real jobs pay you — they never require you to pay in first. The earnings shown in the app are fake.
That small first payout is bait to build trust before they ask for a much larger deposit you'll never get back. It's a deliberate part of the scam, not proof the job is real.
This guidance is compiled from official U.S. government sources. For your specific situation, verify directly:
Last reviewed 2026-06-25. How we check & who's behind this →