A real debt lawsuit summons must not be ignored — but scam 'you've been sued' messages exist too. Paste it for an instant read.
A genuine one names a court and case number, identifies the plaintiff (the collector), and gives a deadline to answer. A phone/email 'pay now' threat is a scam, not a summons.
Don't ignore it. You can respond/answer and may have defenses (wrong amount, not your debt, time-barred). Contact legal aid or an attorney before the deadline.
Yes, collectors can file real lawsuits — and a real summons must be answered. But verify it's a genuine court summons, not a scare call. Paste it above to check.