Is this court summons real or a scam?

Scam 'lawsuit' calls and emails demand payment to avoid arrest — but a real summons must never be ignored. Paste what you got for an instant read.

Don't panic — but don't ignore it either. A real summons you must answer; a 'pay now or be arrested' call is always a scam. This check tells you which one you're holding.

Quick answer — A real court summons names a court and case number, identifies the parties, states a deadline to respond, and is delivered by proper service — not a phone call or email demanding money. You cannot be arrested over a civil debt, so a 'pay now or be arrested' call is always a scam. A genuine summons must not be ignored — missing the deadline risks a default judgment.
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How to tell a real court summons / lawsuit from a fake

A genuine summons is issued by a named real court, carries a case/docket number, names the parties and the court address, states a deadline to respond, and is delivered by proper service (in person or mail) — not by a phone call or email demanding money. A real summons is the one you must act on.

Red flags

What to do

FAQ

How do I know if a lawsuit notice is real?

A real summons names a court and case number, names the parties, gives a response deadline, and is properly served — not delivered as a phone call demanding payment. Paste it above to check. If it's genuine, don't ignore it.

Can you be arrested for not paying in a civil lawsuit?

No — a civil lawsuit doesn't lead to arrest, and no real court calls to demand immediate payment to avoid jail. That's a scam script. But a real summons left unanswered can lead to a default judgment, so verify and respond.

Official sources

This guidance is compiled from official U.S. government sources. For your specific situation, verify directly:

Last reviewed 2026-06-30. How we check & who's behind this →

How long do you have to respond?

Your deadline to answer before a default judgment depends on your state and court — see how long to answer a lawsuit by state.

Common court summons / lawsuit situations